6 years ago, I had poor financial money management and made a bad financial decision making, that lead to overspending without being aware of it and it leads to further debt, simply due to poor money management skills that cause undue financial worries and stress.
After I experienced the bad financial situation, I learned to cope with financial stress and effectively manage my personal finance from the experienced and right mentor to help me feel more in control of my life and to build a more secure and sustainable future.
With proper financial education and money management skills, I have improved my financial skills and are able to make smart personal finance decisions that include budgeting, savings for emergency fund, using credit card wisely, paying off debt, saving for investment and retirement.
Many of us face the same struggles and challenges when it comes to building financial security, saving money and adjusting to major life events especially during uncertain and difficult time. In my humble opinions, do not despair, for every financial problem, there are solutions that can help to address the obstacles and overcome financial challenges to build a better financial future.
The only way to ensure a financially secure future is through proper Financial Education.
A Prudent Financial Management is vital to the success and to ensure a better life.